ENRICHING THE LIVES OF YOUTH, MEN, AND WOMEN WITH SELF-CONFIDENCE!
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Empowering Your Journey
​to Affordable Homeownership

We don’t just provide loans; we provide the pathway to affordable housing, and we Lend at Full Speed! 

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Whether you are a first-time buyer or desiring to reclaim ownership, at POWERHOUSE 9.5.16, we believe that every family deserves a foundation to build their legacy.
GET PRE-QUALIFIED NOW

THE POWERHOUSE 9.5.16 ADVANTAGE

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Inclusive
​lending


We offer loan products designed for unique credit scores and financial backgrounds. 
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down payment assistance


We bridge the gap with programs that make your first or investment home affordable today.
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expert
​guidance


 With us, you won't be a file number. Our advisors and mortgage loan officers will support you until you close.

the path to the key

PREPARATION
Work with HUD-approved agencies that that provide education and housing counseling.
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ACCESS
Schedule meeting with an advisor to explore your loan options.


​ 
ACTION
Pre-qualify and begin your home search with confidence.


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OWNERSHIP
We will help you close your loan and unlock your future.


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home LOAN PRODUCTS

1. Federal Housing Administration (FHA)
​3.5% minimum down payment purchase
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2. Federal Housing Administration (FHA) 203K / Rehabilitation program (Purchase or Refinance)
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3. Federal Housing Administration (FHA)
Streamline Refinance (Rate or Term)
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4. Veterans Affairs (VA)
100% Financing purchase program and refinance program; Certificate of Eligibility (COE) Along with DD214
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5. Home Equity Conversions (HECMS)
Reverse Mortgage (62 or Older)


6. US Department of Agriculture (USDA)
100% Financing or Purchase (502 Program Rural Development)
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7. Conventional Traditional Products
Fannie Mae, Freddie Mac (Purchase or Refinance)
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8. Non-traditional Products
Jumbo loans (Purchase or Refinance of  $1 million or more)
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9. Grants
Inquire about eligibility on grant housing programs
The Powerhouse Path to Ownership

Every legacy starts with a single, powerful decision. Whether you are navigating the coastal markets of Orange County, the growing communities of the Coachella Valley, or anywhere across the great state of California, Powerhouse 9.5.16 is here to bridge the gap between your dream and your front door.

Step 1: Preparation & Knowledge

We believe the strongest foundation is to build education on homebuying. Powerhouse 9.5.16 serves as your primary access to resources, counseling, and homebuying programs. 

Step 2: The Powerhouse Advantage

Why choose a nonprofit partner? Because our "profit" is your stability.

  • Reinvesting in You: Unlike for-profit brokers, we pour our earnings back into the Powerhouse 9.5.16 cause and mission to provide affordable housing and down payment assistance for aspiring homeowners.
  • Advocacy for the Non-Traditional: We look past the rigid boxes of big banks. If you have unique income or a complex financial background, we fight to find the path that fits you.
  • A Statewide Mission: Our doors are open to all aspiring homeowners in California. No matter the county, we provide the same high-standard advocacy and care.

Step 3: Accessing the Right Program

We don’t just offer loans; we offer the specific key that fits your lock:


  • Entry-Level Pathways: We offer affordable housing with flexible credit and lower down payment options for low- to moderate-income families.
  • The First-Time Advantage: Specialized programs and assistance specifically for those opening their very first door.
  • Government-Backed Security: Leveraging FHA and VA programs to provide accessible standards for families and veterans.
  • Premier & Jumbo Financing: Competitive solutions for high-value California properties and refinances that exceed standard limits.

Step 4: Closing the Deal

After we decide on what home loan solution is the best fit for you and your family, we will walk you through the homebuying process to ensure that when you reach the closing table, you do so with dignity and confidence.
Affordable homeownership is the ultimate 'Access' point in our POWERHOUSE 9.5.16 Pledge. We are here to ensure that the door isn't just open; it's yours to walk through.

READY TO BUILD YOUR LEGACY?

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CONTACT A LOAN OFFICER
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Disclaimer
​Powerhouse 9.5.16 is a nonprofit 501(c)3 organization committed to equitable housing throughout the State of California. All loan approvals are subject to borrower qualification, including income verification, debt-to-income ratio, property, and final underwriting approval. Interest rates, program guidelines, and funding availability are subject to change without notice. Powerhouse 9.5.16 makes no guarantees regarding the approval of any application. POWERHOUSE 9.5.16 provides housing lending assistance, but does not provide accounting, tax, or legal advice. Information on this website is not intended as an offer or solicitation for any mortgage products or financial instruments. Materials contained on this website are subject to change without notice. 
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POWERHOUSE 9.5.16 | [email protected]
 ​​Empowering Youth, Families, and California Communities

POWERHOUSE 9.5.16 is a 501(c)(3) Public Benefit Non-Profit Corporation. EIN: 82-2522428 | Established: 09.05.16

Commitment to Equality: POWERHOUSE 9.5.16 is an Equal Opportunity Employer and provider. We are committed to the letter and spirit of U.S. policy for the achievement of Equal Housing Opportunity throughout the United States. 

Financial Transparency: 100% of all donations are used for our mission and program initiatives. All contributions are tax-exempt, and official receipts will be provided for all donations.

​© 2026 POWERHOUSE 9.5.16. All Rights Reserved.


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  • HOME
  • ABOUT
  • CAUSES
  • YOUTH
  • COMMUNITY
  • HOME LOANS
  • DATA
  • BOARD
  • GET INVOLVED
  • EVENTS
  • MEDIA